Public/General 3rd Party Liability
Public/General Third Party Liability policies cover liability exposures arising out of business operations. In practice, it operates as a combination of Public Liability and Product Liability policies and also offers you various supplementary covers in the standard wording.
Workmen’s Compensation Insurance (compulsory by law)
This policy provides indemnity to employers for their statutory liability to pay compensation to their workmen who suffer injury or disease during the course of their employment.
Employer’s Liability Insurance
This provides indemnity to employers for “damages” which arise from injury to employees during their course of employment, where such injury results from employer negligence.